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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
Web Hosting - Sharing A Server Things To Think About You can often get a substantial discount off web hosting fees by sharing a server with other sites. Or, you may have multiple sites of your own on the same system. But, just as sharing a house can have benefits and drawbacks, so too with a server. The first consideration is availability. Shared servers get re-booted more often than stand alone systems. That can happen for multiple reasons. Another site's software may produce a problem or make a change that requires a re-boot. While that's less common on Unix-based systems than on Windows, it still happens. Be prepared for more scheduled and unplanned outages when you share a server. Load is the next, and more obvious, issue. A single pickup truck can only haul so much weight. If the truck is already half-loaded with someone else's rocks, it will not haul yours as easily. Most websites are fairly static. A reader hits a page, then spends some time skimming it before loading another. During that time, the server has capacity to satisfy other requests without affecting you. All the shared resources - CPU, memory, disks, network and other components - can easily handle multiple users (up to a point). But all servers have inherent capacity limitations. The component that processes software instructions (the CPU) can only do so much. Most large servers will have more than one (some as many as 16), but there are still limits to what they can do. The more requests they receive, the busier they are. At a certain point, your software request (such as accessing a website page) has to wait a bit. Memory on a server functions in a similar way. It's a shared resource on the server and there is only so much of it. As it gets used up, the system lets one process use some, then another, in turn. But sharing that resource causes delays. The more requests there are, the longer the delays. You may experience that as waiting for a page to appear in the browser or a file to download. Bottlenecks can appear in other places outside, but connected to, the server itself. Network components get shared among multiple users along with everything else. And, as with those others, the more requests there are (and the longer they tie them up) the longer the delays you notice. The only way to get an objective look at whether a server and the connected network have enough capacity is to measure and test. All systems are capable of reporting how much of what is being used. Most can compile that information into some form of statistical report. Reviewing that data allows for a rational assessment of how much capacity is being used and how much is still available. It also allows a knowledgeable person to make projections of how much more sharing is possible with what level of impact. Request that information and, if necessary, get help in interpreting it. Then you can make a cost-benefit decision based on fact. “To-may-to” “To-mah-to” Does it Matter How You Say it? (second language writing articles) Is it possible for anyone to be a writer? In the United States, it’s easy to believe that anyone can to anything until you start looking more closely at the issues. Not everyone is equipped to be successful. There may be some individuals without any personal wealth that can get scholarships for higher education and therefore enter into better paying jobs. Some might not make it though. When it comes to language, it becomes a big deal sometimes how you talk based on where you live. Writing is the same way. If there is a standard language, it can be very difficult to break into the writing world with less than perfect abilities in that language. If English is your second language, writing articles is still a possibility. The Changing Population and Standardized Language In the United States, the vast majority of the population speaks what is called Standard English. That means that they speak in an agreed upon system of rules and acceptable words. There are many native English speakers that may speak a dialect other than Standard English, but they are able to switch into the most acceptable dialect when the situation calls for it. There are increasing numbers of non-native English speakers in the country though. While there are occasional battles about making some other language acceptable, Standard English continues to win out. The desire is for continuity and a united nation. What that means for non-native speakers is that many job opportunities may not be opportunities. If English is your second language, writing articles may not seem like an option for you. There are some possibilities out there though. Hiring an Editor It is definitely possible for English as a second language writing articles to become acceptable for Standard English publications. Individuals may be able to learn well enough to be able to write well for standard publications. If not, and if the writing is still engaging and good, you may want to hire an editor. You can hire one locally or freelance to help you with your wording so that it fits into a publication’s style and tone. In all reality, even first language English speakers can use the help of an editor in this way. As a second language learner, you will just require different talents from an editor. By employing an expert, you can get your second language writing articles published anywhere that publications are printing. First Language Article Options Standard English publications are not the only ones printing in the United States. Even though there is a push to unify the language all over the country, there is a definite need for publications in other languages. As mentioned earlier, the population is changing. There are increasing numbers of non-native English speakers that live in this country. Many of the people may not speak any English at all. Those people create a market for printed material in their own language. A talented writer who is a native speaker can do a great job in writing articles in their own language. Many publications are also translated which is another interesting job opportunity. If English is your second language, writing articles for various publications is still an option. You can learn to write Standard English, but you don’t necessarily have to. A good editor can turn your writing into something that would be appreciated all over the country. You can also find opportunities writing for those who speak your native language. Language does not have to be a barrier. If anything, communication is getting better and better all the time. You can be a part of the process by writing articles in English or otherwise. In addition to your language skills, you have extensive cultural knowledge that others need to know. |