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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Five Positive Actions You Should Do After a Lay-off Lay-offs are hard for most people and are essentially difficult to cope with if you were and excellent worker and outstanding employee. Sometimes lay-offs are general cuts such as the closing of a whole department. It often times hits good employees that the company otherwise would have never gotten fired. So what do you need to do after you get laid off? Here are five positive steps you should take after you have been laid-off. The first and probably most important step is coping with the situation. Get your feelings straightened out. Of course you are upset and plain dumbstruck by what happened, but if you are not able to get this sorted out with yourself, the company is not going to take you back. Then you won’t even have a chance of finding another job. In some cases, if it was not very clear why you have been fired, it helps to talk to coworkers, and maybe the human resource person to just find out that it was not you or any of your doings that got you laid-off. Within this step falls also the realization that the job market currently is a tough one and that you might have to make some budget adjustments first off all. Do not be picky about what kind of jobs you want to choose. Sometimes, this means a new beginning, some job you might like much better than your old one, and you just do not know it yet. After you have been able to work through the situation and are ready for the job hunt, get your résumé out. If you have not been looking for a job in a while it might be dusty and not be up to date. Add your last job to the list; add your role and responsibilities to your list and maybe you even have to adapt your résumé to a more current style. Résumés and cover letters are your way into a job and the first impression that a new employer gets from you. When you are finished getting your résumé up to date, apply to as many jobs as there are. As a third step, make yourself clear that the job market is difficult and finding a new job might mean to apply for something that you might have not really wanted to do, maybe because you did study it, but you never really liked in the university classes? Well, it is worth applying for. The sooner you get another job, the better of you are. Face it, if you really do not like the work you can find another job after a year or two. After a lay-off it is very important to get back into the working world as fast as you can. To make your job search even more successful, as a fourth positive step after a lay-off, you also need to network. Talk to friends, other companies’ bosses you know, and anybody you have ever met that might have a job available for you. Besides networking, you can also always try to do some cold calling, writing letters to businesses that are not having a newspaper add out. There is always the possibility that they are looking for somebody. As a fifth positive action after you are laid-off there is always college. Taking classes that will refresh your topic and specialty you are working in can make a good bullet on your résumé. If the job market is quite tough, why not go back and finish that degree or add another maybe a graduate degree. This always is better on your résumé than plain being out of work.

Clean Up your Digital Profile and Land that Job Whether you are looking for a job after getting fired or you are looking for a job other than the one you are working at currently, many steps in that process are the same. You need to get your résumé up to date and conform to newest standards, you need to get your wardrobe together and most of all you need to be prepared to go for the interview. But did you know that in a fast paced society with all the high technology gadgets, employers and companies appreciate a good digital profile? When it is time to land a new job it is time for you to clean up your digital profile. For those of you who might not know what a digital profile is, let’s reminisce about digital profiles for just a second here. A digital profile is any and all information about you that can be found online. It can be anything from your own homepage, over articles and answers that you have posted on the Internet to videos and pictures of you. Anything that is somehow connected to you and your name and can be found through Internet search engines such as Google, Yahoo and other crawlers belongs to your digital profile or e-portfolio. Believe it or not, many employers have started to check out your digital profile online by doing a little research on the Internet and finding any information about you. If it is on the Internet it is public information and therefore not illegal. Information on the Internet does not necessarily have to be positive. What if one of your friends posted some stories or pictures/movies about you on the Internet? Employers might see that and think that you are not fir for the tasks that are asked form you by the new job and might just plain throw your nice résumé into the trash before they ever have a chance to meet you in person. Therefore before going onto your next job-hunt, clean up your digital profile. Steps you can take to clean up your e-profile are many and one of the easiest ones is a regular search with different Internet search engines about things that are related to your name. See what comes up and try to clean it up. If there are pictures or movies posted on such pages as u-tube about you, try to get friends or the owners of the page to take them down or at least take your name of the page in such a way that a search engine cannot find this information when somebody is searching for your name. A very important positive step in cleaning up your digital profile is to create your own positive statements and information on the Internet, such as online résumé, Personal web pages or a personal development plan (PDP). If the amount of positive information, academic achievements, and plans for the future are greater than any negative amount of information they can find, the light shed on you is of good nature and your chances are greater to land that job than when they only find negative information for the reasons that you never knew about a digital profile. Should you still be new to all of this and you are not quite as well versed on the Internet, there are places that can help you. Many Universities and development centers offer help and tools just for this kind of situation. Public libraries also offer you free time on the Internet as well as other resources in connection with the job-hunt and digital profiles. So before you actually send out your résumé, make sure that you checked online for any information that might harm you.