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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Find a copyright lawyer How to find copyright lawyer Finding a copyright lawyer isn’t as hard as it use to be, not as long as you actually know how to find a copyright lawyer. Today, there are more copyright lawyers popping up than there were 10 years ago. It seems that having a copyright or needing to protect one has become very popular with the way our technology is advancing. One way to find a copyright lawyer is to simply type the phrase, “copyright lawyer” into a search engine and click on a few links. Many pages will actually allow you to choose the state in which you live to find one nearby. You’ll may even be given a choice of cities to choose from and if you are lucky enough one will be the actual town you live in. If not that is fine too, most copyright lawyers will have a phone number or an email address for you to contact them. Chances are they may even be willing to work with you online instead of you having to drive down and meet with them. Copyright lawyers know the world is changing and that most people searching for them want someone that actually practices what they preach. They want someone that knows the internet and is up-to-date with the times, not someone that has a degree in the field but only does it as a hobby. You want them because they’ve done several cases and know what they are doing and will have the time to do it. Which is probably why many people are able to find copyright lawyer homepages or their own websites, which means getting to know the lawyer before they even call them. Search the lawyers name and find out all there is to know about them before you hire him/her. You don’t want someone that has a lot of complaints about; you want the person that has high praises. When you are trying to find a copyright lawyer keep in mind exactly what it is you need them for. There are certain types of copyright lawyers they deal with different areas such as lyrics, stories, website designs and many other forms. For instance if you have just found out that someone has copied an article or a blog you have out there in cyberspace you may want to find a copyright lawyer that deals with copyright infringement, maybe a intellectual property lawyer. If you aren’t sure if you have stuff out there that is being copied you may want to check over at copyscape.com. Before you find a copyright lawyer you should make sure you have all your information in order. If you are insisting someone else is using your stuff, make sure you have proof. One good way to do this is by marking the date you wrote it and then sealing it in an envelope and mailing it to yourself. Making sure to never open the sealed envelope. Make sure any work you do online is saved to a disk so you‘ll always have proof. Your lawyer should be able to tell you everything you need before meeting with him/her. Finding a lawyer wasn’t hard and you even learned how to find out if he/she is any good by browsing the internet. Don’t just take them at their word, find out for sure. Or if you are lucky enough, you may know someone that has already used one and can recommend a good one for you. Now that you know how to find a copyright lawyer, you just need to make sure you can afford him/her.

Keeping your Career Intact During Maternity Leave Since, for the most part, maternity leave in this country is not paid, the reality of returning to work after having a baby comes much sooner than it does in most countries. No one wants to return to absolute chaos after they have the baby. Cut down on the stress of going back to work by being prepared. The length of your maternity leave can determine the amount of stress you return to. If you are willing and able it is a good idea to work as long as possible. Of course, everyone is not willing and able. For those that need a longer leave, they should put some plans in place to make the transition back to work smoother. How long you are on maternity leave varies. However, if you plan on returning after you have the baby, you do not want to return to a totally chaotic situation. That means that you want to have the needs of your career in tact before you take your maternity leave. Nothing should interfere with your new addition to the family. While you are bonding and spending time with your newborn you do not want the stress of the office hanging over your head. Lay the ground work so that you do not have to worry about the office while you are away. If you are the boss, you have a lot more stress to manage. It is important that you leave a responsible and capable person in charge of things in your absence. Start training that person to deal with the aspects of your job that they will have to handle as soon as you know you are pregnant. Nothing is more annoying than getting “How do I…” phone calls when you are on maternity leave. If your job is massive, split the responsibilities between two employees. You do not want to split up the tasks among too many people because this can lead to confusion. Two should be the maximum. Be sure to leave things in order. If you are not the most organized person, get that way when you find out you are pregnant. While you are on maternity leave anyone should be able to walk into your office and find what they are looking for in a very short amount of time. If things are messy there is more of a chance for things to go wrong. If you are one of those women that needs to have an extended maternity leave because of pregnancy complications, don’t fret. Enjoy your time offer and relax but also, if you can, try to stay on top of what is happening in your career field. Take an online class and brush up on skills. If you are not sure you want to return to your 9-5, research a new career. The Internet has made working from home a very real and popular option. Search for a job that will allow you to stay at home but also bring in some income. Some jobs, such as Computer Programming, can fetch a pretty penny. Do some research and find out what will suit you best. Work part time until you are ready to have the baby. While some women are eager to take their maternity leave, others are not so excited about it. If that is the case, talk to your employer about working part time until you are due. Some women work until they go into labor. There is no need to do that if you are uncomfortable but if you are having an uneventful pregnancy and love your job, why not?