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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Working on Your Own Time: It’s What Freelancing is About (freelance jobs) Do you have a busy life? Do you wish that you could schedule your work around the rest of your priorities? You work to make money so that you can live. You have no choice but to pay for housing and food and other life necessities. Because you need the money, work tends to creep up to the top of the priority list. Other things are more important though. Freelance jobs allow you to put work where it belongs on the list of priorities. You can play with your kids when they’re home, enjoy doing the things you enjoy outdoors while it’s daytime and spend your Sunday mornings at church instead of behind a counter. The work still needs to get done, but you can do it when you have time instead of from nine to five, Monday through Friday or worse, whenever you’re put on the schedule. Kinds of Freelance Jobs Do you have the appropriate skills and abilities to work at freelance jobs? There are many, many different kinds available. Those with professional degrees can consult. While the jobs that result from extensive education generally lead to many hours working for a good salary, your education can lead you in another direction. If you can manage to find the clients, you can work by appointment only, guiding those who do not have the experience or education that you have. If you are not a professional, you may still have the appropriate talents that will get you into freelance jobs. Writing is a very popular freelance opportunity. You live in a world that relies on the written word. You do not go through a single day without reading a considerable amount of text. Someone needs to do all of that writing, and much of it is hired out to freelancers. Actually, any skill that you possess may be suited to freelance work. Check out a few job boards and find out who’s hiring. Tips of the Trade Freelance jobs are out there, but so is the competition. To get yourself to the top of the hiring list, there are a few things you can do. First, use any experience you have to your advantage. Even if a previous job was short term or didn’t seem significant to you, you gained experience there. Let the employers know about everything you can do. Another thing you must do as a freelancer is to be very consistent and organized. An employer will be much more likely to rehire you if you turn out a good product. Everything you turn in should be clear and professional. Always meet deadlines. While most of the freelance jobs are extremely flexible, allowing you to work at your convenience, there are still deadlines. The work needs to be finished when the employer asks for it. Most of the qualities that will get you more freelance jobs only require common sense and a good work ethic. Living on Sparse Paychecks One downside of freelance jobs is that they are not necessarily consistent. Especially if you jump from one job to another, working for different companies, you will not have any guarantee about how much you will get paid each month. The flexibility may or may not be worth the uncertainty of freelancing to you. If you can manage to save effectively, the distance between paychecks won’t matter. If you do get frustrated about always wondering where the next paycheck is coming from, just remind yourself that the trade off is getting to enjoy more precious time not tied to a desk. There are definitely pros and cons when it comes to freelancing. You just need to decide how important it is to you to prioritize your life around what really matters to you.

Fair Use Copyright Law Don’t Overstep the Fair Use Copyright Law Many people are interested in the fair use copyright law. The fair use copyright law enables people to use portions of material that is copyrighted for the purposes of criticism or as commentary. The hard part for many people is understanding what is permissible under the fair use copyright law and what is not permissible. Anyone who writes or publishes should brush up on what is allowed and what is not allowed. Using another person’s words to make news reports, to use as a comment or criticism or to use for research, scholarship, or for educational uses that are nonprofit are generally considered fair use. In these instances, the fair use copyright law allows one person or author to make use of another person or author’s work without asking permission to do so. In situations that do not fall within these specifications you are probably violating someone’s copyright if you use their work – especially if you are using another person’s work for economic or commercial gain. When you are trying to see if you can use another’s words, you should keep a few things in mind. The answer to the following questions will help you gage whether you would be violating a copyright. First, are you transforming someone else’s work or are you copying it? Second, are you going to be making any financial gains from your work that would compete with the original copyright holder? Third, do you have the author’s permission to quote their work? Just because you list the author and give credit to him or her does not protect you from infringing upon someone’s copyright. Fourth, how much of the original author’s work are you using? If you are using a substantial amount of another’s work, you are probably in direct violation of their copyright. Many publishing companies have set rules on how much material they will allow to be quoted in other sources. Some of these ranges start at 100 words or less. However, there are truly no standards to go by, so be careful. You can not assume that keeping your copying fewer than 50 words will allow you to pass under the radar – especially if the original piece is hovering around 125 words itself! Lastly, what portion of another’s work are you using? If it is the meat of the book and the most important part of the book, you are probably in direct violation of the owner’s copyright. With a little common sense it is not hard to decide if you are violating someone’s copyright. People who are truly interested in staying within the guidelines of the fair use copyright law usually do a good job of doing so. Many people push the fair use copyright law right up to the line, while others will blatantly cross over it without giving a second thought to the repercussions. When these people are summoned to court to answer for their vagrant disregard for the property and copyright of another they are usually sorry. Sorry they got caught! It is very important that people who take advantage of the fair use copyright law are held accountable for their actions. Without accountability many more people would follow in their footsteps and use another’s works as their own.