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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Great Free Gift Idea – How to Get Official Presidential Greetings for a Loved One Are you ready for the most official gift idea ever proposed? Do you know someone who enjoys collecting authentic autographs and memorabilia? Or perhaps you know someone who has a good sense of humor and enjoys a gag gift on those special occasions? If this is the case, you may be interested in a great free gift idea—procuring an official presidential greeting for a loved one. Here is the run-down on how you can get a hold of this awesome gift idea. Believe it or not, getting an official presidential greeting is easier than you might think. Did You Know that the White House Offers Free Greetings? It is true—the White house offers free greetings for those very special occasions. These free greetings are official and recognized by the White House and the Office of the President. However, you should know that there are numerous restrictions to procuring these free presidential greetings. Unfortunately, the White House is not currently able to fulfill all the requests for official presidential greetings at this time. However, if you are truly interested in landing a free and very official presidential greeting for a loved one, it is worth giving it a try. As the old saying goes, nothing ventured, nothing gained. How to Make Your Request for an Official Presidential Greeting How can you go about making an official request for an official presidential greeting? There are several ways you can request a presidential greeting directly from the White House. There are several ways to make your official request. There are three basic routes for requesting an official presidential greeting from the White House. You can make your official request for a presidential greeting through fax, by postal mail, or by filling out an online email form. Although no one method appears to be considerable more effective than any other, some successful recipients of an official presidential greeting swear that you are more likely to receive a response if you put in your official request through postal mail or fax. However, this may just be a hunch, because it seems that it may seem harder to ignore a written request rather than a virtual email request. As with anything important, you will want to make your request for an official presidential greeting way ahead of time. For instance, if you want to request an official presidential wedding greeting, you will want to make your request well ahead of time. What Kind of Official Presidential Greetings is You Allowed to Request? Although there is no set guideline about what kind of greetings you can request, there are many standard issue presidential greetings. These include birthday greetings, 50th wedding anniversary and higher, births, Bar Mitzvahs, Bat Mitzvahs, weddings, scouting awards and others. Official Guidelines for Requesting Your Greetings For the official guidelines on how to request official presidential greetings from the White House, check out the official White House website. There you will find the official guidelines on how to request greetings from the White House, as well as how to extend an official invitation to the White House. In general, here are some things to keep in mind. The White House will only send out official greetings to U.S. citizens. You must provide the following information: name of the honoree, address of the honoree, form of address, date of birth, birthday, wedding or anniversary, and the requestor's name and daytime phone number. Be aware that the numbers of requests you can make are limited on a per day basis. Requests for multiple institutional requests must be make by fax or mail on official letterhead. When can you expect your official presidential greeting? In general, greetings will be mailed in approximately 14 days prior to the event that is being recognized by the greeting.

Ten Top Things That Make for a Great Employee If there is one thing that everyone can agree upon in the job market it is that great employees are hard to come by. Whether you are an employee yourself and you feel like you are always pulling the weight of the other people in the office or if you are a boss who is wondering how you can actually get some people on board who can do the job, you know that great employees are at a premium. But what exactly makes an employee great? These ten top things are guides to bosses looking for greatness in a new hire and for employees trying to get noticed in the workplace and be the kind of employee who has the potential to move up in the company chain. The first thing that makes an employee great is that they are always dependable. Great employees do the job they are supposed to do every time, and no one has to worry that they don’t deliver the goods. A great employee can be counted to always have their work done right, when it is supposed to be done – it is a forgone conclusion that they will, and no one else has to spend any time worrying about it. The second thing to look for in a great employee is that they are a team player. A great employee isn’t one who is constantly looking for attention or hogs the spotlight. Instead, a great employee works with everyone else to make sure that the things that need to get done do get done, for the good of the company. The third mark of employee greatness is that they know how to take direction. Great employees know how to take criticism, direction and advice gracefully and make it work for them when doing their job. Fourthly, a great employee can be trusted. They don’t spread office gossip and they don’t dish company dirt. Likewise, they always tell the truth to their employer, even if it lands them in hot water. The fifth sign of greatness in employees is linked to the fourth – a great employee always guards the confidential nature of their business dealings and protects everyone’s privacy. The sixth thing that makes an employee great is that they participate in the day to day life of the office. They don’t bow out of meetings or skip the office birthday celebrations. These things may not be a fun part of working life, and everyone involved knows that everyone else has some place they would rather be – but a great employee wouldn’t be any place else. In seventh place comes the fact that a great employee gets along with other employees. Every office has one person that is in everyone else’s business and talks to loud on the phone and generally stirs things up and gets under everyone’s skin. This kind of employee zaps office morale – a great employee is a good co-worker to everyone. The eighth thing a great employee has is good working skills. It may sound obvious, but a great employee has the abilities needed to do their job, and they constantly seek ways to improve, like going to training seminars or seeking further education. Great workers have great skills. The ninth thing that leads to employee greatness is tact and decorum. If there is a problem in the office, a great employee doesn’t make a scene in front of everyone else. A great employee will deal with such issues with privacy and diplomacy. Further, a great employee doesn’t tell tasteless, political or religious jokes, nor do they send emails that tell these kinds of jokes. Last but not least, a great employee has a great attitude. Bad attitudes bring everyone down. A great employee helps make work great for everyone else by having a good spirit about their job.