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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Five Positive Actions You Should Do After a Lay-off Lay-offs are hard for most people and are essentially difficult to cope with if you were and excellent worker and outstanding employee. Sometimes lay-offs are general cuts such as the closing of a whole department. It often times hits good employees that the company otherwise would have never gotten fired. So what do you need to do after you get laid off? Here are five positive steps you should take after you have been laid-off. The first and probably most important step is coping with the situation. Get your feelings straightened out. Of course you are upset and plain dumbstruck by what happened, but if you are not able to get this sorted out with yourself, the company is not going to take you back. Then you won’t even have a chance of finding another job. In some cases, if it was not very clear why you have been fired, it helps to talk to coworkers, and maybe the human resource person to just find out that it was not you or any of your doings that got you laid-off. Within this step falls also the realization that the job market currently is a tough one and that you might have to make some budget adjustments first off all. Do not be picky about what kind of jobs you want to choose. Sometimes, this means a new beginning, some job you might like much better than your old one, and you just do not know it yet. After you have been able to work through the situation and are ready for the job hunt, get your résumé out. If you have not been looking for a job in a while it might be dusty and not be up to date. Add your last job to the list; add your role and responsibilities to your list and maybe you even have to adapt your résumé to a more current style. Résumés and cover letters are your way into a job and the first impression that a new employer gets from you. When you are finished getting your résumé up to date, apply to as many jobs as there are. As a third step, make yourself clear that the job market is difficult and finding a new job might mean to apply for something that you might have not really wanted to do, maybe because you did study it, but you never really liked in the university classes? Well, it is worth applying for. The sooner you get another job, the better of you are. Face it, if you really do not like the work you can find another job after a year or two. After a lay-off it is very important to get back into the working world as fast as you can. To make your job search even more successful, as a fourth positive step after a lay-off, you also need to network. Talk to friends, other companies’ bosses you know, and anybody you have ever met that might have a job available for you. Besides networking, you can also always try to do some cold calling, writing letters to businesses that are not having a newspaper add out. There is always the possibility that they are looking for somebody. As a fifth positive action after you are laid-off there is always college. Taking classes that will refresh your topic and specialty you are working in can make a good bullet on your résumé. If the job market is quite tough, why not go back and finish that degree or add another maybe a graduate degree. This always is better on your résumé than plain being out of work.

Want a Favorite Product Free? Write the Manufacturer Are you ready to revel in all the freebies you can find? If you are a sucker for freebies, here are some easy tips for getting your hands on the best free samples out there. You will find that finding the right freebies is often as easy as picking up a pen or licking a stamp and putting it on an envelope. Should You Write Your Favorite Manufacturers to Receive Free Product Samples? Is there a special item or product that you love? Is there a shampoo you can't live without? Would you die if your favorite brand of toothpaste were discontinued? Fortunately, there are many ways to declare your allegiance to a specific brand or product, and get rewarded for it. If there is a product you simply cannot live without, go ahead and write the company. Write them a letter to let them know what a big fan you are. Companies appreciate positive customer feedback. Simply writing to your favorite company can get you on their free sample mailing list. In fact, go ahead and ask them for free samples. Most manufacturers and corporations are more than willing to oblige your request. Getting the Information You Need to Contact Your Favorite Manufacturer Where can you find the information you need in order to get free product samples? Luckily, finding this information is often quite simple. Most of the time, all you have to do is look at the back of the product label to find information. Always contact the customer service address. If no address is available or listed, call their toll-free customer service hotline. Ask the customer service rep about possible free samples. At the very least, you will probably be able to finagle a handful of valuable coupons to save money on your next buy. Getting Free Stuff From Your Favorite Manufacturers Online Did you know that there are plenty of places to get free samples and other freebies by checking online? The World Wide Web is a treasure trove of freebies. There are many websites that specialize in freebie offers. Think of these websites as the middleman to freebie paradise, as well as an easy way to save on stationary and stamps. What are some of these freebie sites? The freesite.com is a great site to find a variety of freebies, both virtual and beyond. To find the latest free stuff, turn to websites such as freeflys.com. This website's slogan is that "Cheap is good, but free is always better." Who can argue with that kind of logic. There are many other websites that can offer you a library of freebies. Here are some tips for sorting out the legitimate offers from the fake stuff. Don't Get Caught in a Freebie Scam Although there are plenty of great websites out there that offer real legitimate freebie offers, there are also many websites that prey on people seeking freebies. Here are some tips for filtering out the bad websites, and finding the best in legitimate freebie offers. First, do not accept freebies from websites that require too much personal information. Only give just enough information to get what you need. Avoid accepting freebies from websites that require you to sign up for a newsletter or email offers. These websites have been known to sell your email address to partners, thus causing your email inbox to become overwhelmed with offers and related spam. A good rule of thumb is that if you don't feel comfortable providing your personal data, you should not. Also, avoid websites that are too burdened with obtrusive pop-up or banner ads. Websites that rely too heavily on advertisements are more likely to sell your personal data.