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How to Avoid Spam and Junk Email and Still Enjoy Freebies Free stuff is great, but when you are facing an inbox that is literally choking on spam, than you may find yourself wondering just how free your freebies really are. Spam and junk email are the unwanted consequences of cashing in on great free deals online, and it is enough to keep some people away from freebie offers entirely. Here’s the good news, however – you might not able to stop the spammers in their tracks completely, but there are a lot of things you can do to keep the annoyance caused by junk email to a minimum. Get on the defensive and reclaim the control you have over your inbox. Rule number one for cashing in on freebies is to set up a separate email account that you use only for your free stuff hunting. There are tons of web based email programs that you can join for free, and you can use these new email accounts as your point of contact for the companies from who you get freebie offers. After all, giving your email address to a company is simply part of getting freebies – that is why the company is giving away freebies in the first place. They want to collect your email address so they can email you about their products and hopefully convince you to shell out some cash for them in the future. By protecting your main email address, you can easily control the amount of spam you have to wade through when you just want to read your personal or business emails. You know that a company wants your email address in a exchange for a freebie, and you know why they want it, but what you might not know is that not all companies are created equal when it comes to it how the treat your email address. To know this, you have to check out a company’s privacy policy. Some companies will allow you to opt out of all future emails, including the ones from them, meaning in theory that your email address should never end up on any junk email solicitation list after your get your freebie. Other companies don’t let you opt out of their emails, but they let you choose whether or not they can give your address to partner companies who have products to offer that you “might be interested in.” With these companies, at least you can keep the amount of solicitations to a minimum. Still other companies follow a “no holds barred” kind of plan, in which they are allowed to share your email address with anyone they choose. These last kinds of companies are the kinds that end up loading you up with the spam, because they often sell the lists of email addresses they collect to companies that send out spam messages. Proceed with caution when a company has a policy like this one. If you can’t find a privacy policy at all on the website from which you are getting your freebie, then it might be best to move on to a different free offer. Another spam reducing trick that a lot of people miss out on is ignoring spam completely. Don’t open your spam messages, and whatever you do, don’t ask to be removed from a mailing list. That might seem like the logical way to stop the spam, but all you do when you do that is confirm to the spammers that their email is going to a real, live person. Last but not least, if even your dedicated freebie email address is gasping under the pressure of the spam, abandon it and start a new one. If you collect freebies on a regular basis, the word will eventually get out and the junk emailers will find you. Start a new address and get a clean slate.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Taking Advantage of a Free Service to Find Great Grocery Deals Are you interested in saving money on your groceries? Are your grocery bills getting you down? With the rising cost of food staples, it is becoming more important than ever before to choose carefully and shop smart. Fortunately, if you are willing to do the research and homework, you can find many great deals that can save you hundreds on your monthly grocery bill. Here is a free service that can help you find great grocery deals. This new grocery service is known as mygrocerydeals.com. Here is a brief run-down of what this new system can do for you. What Can MyGroceryDeals.com Do For You? There are many web-based services, and while many offer fine free services, very few can help you save actual money on your grocery deals. It is a good thing that mygrocerydeals.com came along, then. What can this web-based service do for you (and your grocery food bill?). Mygrocerydeals.com is directed at those savvy food shoppers that rifle through the weekly circular ads on a regular basis, and those that spend their long Sunday mornings clipping coupons with a cup of coffee in hand. If you are tired of this dull ritual, fear not—mygrocerdeals.com is here to save you from this routine. Discovering the Scope of MyGroceryDeals.com Basically, this fine web-based service saves you the trouble of having to rifle through all that newsprint and coupon circulars. This web-based service is basically a giant database of local grocery store offers and specials. By using this easy web-based service, you can build your very own grocery list and even build shopping lists for the store that you prefer to shop at. You can also choose to browse the various deals and steals at your local grocery stores. Furthermore, you can even get information about the products you are shopping for. With this easy to use web-based service, you can even check out the nutrition database, food allergy alerts and other pertinent information. You can create your own virtual shopping list and then print it out for when you are ready to hit the store. Even better, you can download special deals and coupons for foods on your shopping list. How You Can Use MyGroceryDeals.com If you are ready to use this free web-based service, you can begin by registering a new account. You will need to enable pop-ups in order to get the full scope of the website. Most links will show up in a pop-up, so be sure that you check your Internet preferences before you begin. The website allows you to compile grocery lists and even save lists for future reference. You can try the 'try us now' link in order to browse your local store and select your closest location. You can even browse the stores in your surrounding areas. Before you submit your registration, note that there is a small check box asking you whether you would like to receive a free copy of Taste of Home Magazine. Make sure that the box is checked or unchecked accordingly. Get a Taste of the Printable Coupons One of the best things about using the mygrocerdeals.com web-based service is that you can gain easy access to a large collection of printable coupons. Make certain that your printer is ready to go before you log on. Also, be forewarned that in order to print out many of these coupons, you will need to install a browser plug-in from Coupon.com if you don't already have this driver installed on your computer. If you have already printed coupons from the World Wide Web before, chances are that you already have this plug-in installed. You can test this by attempting to print out new coupons.