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How to Avoid Spam and Junk Email and Still Enjoy Freebies Free stuff is great, but when you are facing an inbox that is literally choking on spam, than you may find yourself wondering just how free your freebies really are. Spam and junk email are the unwanted consequences of cashing in on great free deals online, and it is enough to keep some people away from freebie offers entirely. Here’s the good news, however – you might not able to stop the spammers in their tracks completely, but there are a lot of things you can do to keep the annoyance caused by junk email to a minimum. Get on the defensive and reclaim the control you have over your inbox. Rule number one for cashing in on freebies is to set up a separate email account that you use only for your free stuff hunting. There are tons of web based email programs that you can join for free, and you can use these new email accounts as your point of contact for the companies from who you get freebie offers. After all, giving your email address to a company is simply part of getting freebies – that is why the company is giving away freebies in the first place. They want to collect your email address so they can email you about their products and hopefully convince you to shell out some cash for them in the future. By protecting your main email address, you can easily control the amount of spam you have to wade through when you just want to read your personal or business emails. You know that a company wants your email address in a exchange for a freebie, and you know why they want it, but what you might not know is that not all companies are created equal when it comes to it how the treat your email address. To know this, you have to check out a company’s privacy policy. Some companies will allow you to opt out of all future emails, including the ones from them, meaning in theory that your email address should never end up on any junk email solicitation list after your get your freebie. Other companies don’t let you opt out of their emails, but they let you choose whether or not they can give your address to partner companies who have products to offer that you “might be interested in.” With these companies, at least you can keep the amount of solicitations to a minimum. Still other companies follow a “no holds barred” kind of plan, in which they are allowed to share your email address with anyone they choose. These last kinds of companies are the kinds that end up loading you up with the spam, because they often sell the lists of email addresses they collect to companies that send out spam messages. Proceed with caution when a company has a policy like this one. If you can’t find a privacy policy at all on the website from which you are getting your freebie, then it might be best to move on to a different free offer. Another spam reducing trick that a lot of people miss out on is ignoring spam completely. Don’t open your spam messages, and whatever you do, don’t ask to be removed from a mailing list. That might seem like the logical way to stop the spam, but all you do when you do that is confirm to the spammers that their email is going to a real, live person. Last but not least, if even your dedicated freebie email address is gasping under the pressure of the spam, abandon it and start a new one. If you collect freebies on a regular basis, the word will eventually get out and the junk emailers will find you. Start a new address and get a clean slate.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Better Employees Avoid these Top Five Office Blunders Being a good employee can go a long way when it comes to the workplace and job advancement. When you are working in an office there are certain unspoken rules that you will want to follow. One of the biggest mistakes that one can make when they are working in an office is having romantic relationships with co-workers or their boss. This completely colors the work situation and can cause major problems in the workplace. Although office romances are common, they typically bring about some friction between the couple or the couple and others. The remedy for office romance issues is that usually one or both members of the romance leave the job. Being dishonest is an office blunder that can land you in the unemployment office. Stealing from your job, lying about reports being done and trying to cause conflict by lying to one co-worker about another are all very silly mistakes that employees make. It is not acceptable to borrow money from the float, even if you are intending to pay it back. Pretending like you have completed your work when it is only half done is not wise. Gossiping and stirring up rumors is also not a good idea. All of these things can make you the bosses’ number one most wanted to fire employee. Not following the dress code is another easy to remedy problem that many employees make. The reason why this is such a big deal is because it says that you do not care about your position enough to wear the right clothing. It also can land your boss in hot water if the director or head supervisor comes into the department. Not only will you be reprimanded for not having on proper uniform, your boss will be singled out for not making you comply with uniform standards. The too can make you very unpopular with the boss. Saying incredibly inappropriate things is also a blunder that can easily be avoided. Jokes and comments about the way that people look in their clothing can border on the line of harassment. In fact, just about anything can be proven to be harassment by a good lawyer. That is why it is best to keep jokes and opinions about others to you and you only. You could lose your job and find yourself in a lawsuit otherwise. The number one blunder than employees make on the job is having a bad attitude. People that are very negative bring down a crowd, not just themselves. That means that when the time comes to make cuts, the bad attitude person is the likely candidate. Removing a negative person from the workplace can bring up the morale of everyone else. Even very effective employees with bad attitude are often terminated simply because they bring down the mood and productivity of others. Be thankful that you have a job and keep a positive frame of mind. If you are not happy with your job, search for another one. In addition to these five blunders that better employees avoid, there are a few obvious ones. Being tardy is perhaps one of the most prevalent and easy to prevent blunders employees make. Being tardy on a regular basis is not acceptable. There is no reason to continuously be tardy for work. If you are getting stuck in traffic, leave earlier or take a different route. Being a good employee can take you a long way at work and in your personal life. It feels good to know that you are an effective person be it at work or elsewhere. Be kind to co-workers and go through your days with a positive mindset. With these tools in place you will be able to avoid blunders more effectively.