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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

The Top Virtually Bug-free Free Email Services on the Net Virtually bug-free e-mail services are available actually from several places. Many of these service providers are big names, known by many, especially Internet users. The difference between the different e-mail providers lies in several things. These differences include but are not limited to plenty storage space, effective spam filtering, a fast user-friendly interface, desktop e-mail program access and much more. Currently in the United States and the rest of the world, the best offer for free e-mail comes from Gmail. Gmail is part of the Google business enterprise (the search engine most of us know) and offers the most features and storage space for their users for free. With virtually unlimited storage capacity for e-mails, a user never has to delete any e-mails of the server and can collect all the messages. Gmail offers a simple user-friendly interface, which also includes an excellent search function that lets a user find messages instantly and precisely. Another great feature of gmail is the POP and IMAP access features. This gives the user the possibility to download the e-mail from the server with any e-mail program that the user generally would use. The program can then also automatically download the e-mails into the program ready for the user to read. Gmail is funded by displaying advertising next to the e-mails read. Next on the worldwide list would be GMX, a German provider that offers many of the features gmail offers, but with limited storage space. This program also has the POP feature and can therefore be used in conjunction with any of the common available PC e-mail programs. Right after gmail it is one of the most reliable e-mail services, but unfortunately they discontinued the English user face and only offer a German version now. Thereafter on the top free e-mail services providers is AIM Mail. It is the free web-based service from AOL. Like gmail it offers virtually unlimited online storage, excellent spam protection and a simple, easy to use interface. Unfortunately, AIM Mail lacks proper productivity, such things as labels, smart folders and message threading is not available. AIM Mail also offers a very functional POP and IMAP access. Yahoo! Mail would be the next e-mail service that should be mentioned on the list of the top virtually bug-free services on the Internet. Yahoo also offers virtually unlimited storage space for e-mails and a few other nice features, such as Short message services for texting to friends and family, instant-messaging features for the internet and up to date news feeds. What Yahoo! mail lacks is a really good spam filter. It offers a spam filter, but it is not effective enough. Also nice to have would be labeling options as well as smart folders. The Yahoo! Interface is just as easy and user-friendly as the other providers and fairly reliable. To complete the list we need to mention the following three services, Inbox.com, FastMail and Hotmail. Inbox.com offers e-mail users 5 GB of free space to store e-mail online. Despite the limited space, this service is outstanding due to its high-speed accessibility. Web access and POP access are very fast and even the search functions are faster than with most other services on the market. The drawbacks of Inbox.com are the missing IMAP access, only POP is provided and the organizing of mail is slightly unorganized due to missing smartfolder technology. FastMail on the other hand offers users only IMAP. It has many useful features and has one of the best web-based e-mail interfaces. It also generally displays fewer ads then the other services do. And lastly, Live Hotmail should be mentioned here, since most PC users that have a Windows based operating system will have heard of hotmail. This program offers 5 GB of storage for e-mails online. It has a fast search option, a solid security feature and the interface is as easy as the ones users are used to on their desktop. Even though security is great, the spam filter is not quite as effective as some of the other e-mail providers. Also missing with this provider is the POP and IMAP access as well as smartfolders and other great e-mail organizing features.

Evaluating your Free Offers of Stuff Getting free stuff can be a lot of fun, and for many people, the hunt for freebies is as fun as actually enjoying the free products themselves. There is a dark side to freebie offers, however. Many scam artists have come to realize that pretending to offer free things is a great way to trick people into handing over sensitive information about them than can be used in identity theft operations or even bilk them out of cold, hard cash. For that reason, it is important to make sure you know how to stay out there when you’re looking for free offers. There are some things you can do to make sure you freebie hunting only brings you good times – these common sense rules are a great place to start. You’ve heard it a million times before – if it sounds too good to be true, it probably is. The reason you have heard it so many times is that it almost holds water. Think about the reason that companies give away free things. They’re usually not doing it for charity. They want you try to their products in the hope that you will come back to them as a paying customer in the future, and they’re doing it to build good will for their company over all. They’re definitely not doing it go broke. So consider whether the freebie offers you come across make sense according to these criteria. Does it make sense that a company will give you a free bag of their new flavor of chips or a trial size jar of their new face cream? Sure it does, because if you like it, you may buy these products in the future. Does it make sense that a company will give you an all expenses paid, two-week first class trip to Bali for you and ten of your friends? Not so much. Don’t waste your time on these too good to be true freebies – they may end up costing your big time in the long run. By the same token, the more outlandish an offer sounds, the more you have to look for the small print. Sure, maybe the hotel chain is willing to give you a free weekend in their beachfront hotel. The small print in the offer might say that you have to agree to spend 10 hours a day at a sales seminar or that the free weekend is yours after you pay for a two week stay. One particular airline ran an offer for a free coach class plane ticket from New York to London. The small print said you had to buy two, full price first class tickets on that same route before you could get the free on – at a cost of around $8,000 per ticket. Before you jump, make sure you get all of the details. Freebie offers that actually require you to shell out some money are very tricky. Sometimes they are legitimate – after all, if you are accustomed to paying full price first class airfare, a free coach class ticket can be a real score. But many times, when you have to pay to get something for free, that is a red flag that a scammer is at work. You should never send money, even for postage, to a company that you don’t know. Also, keep an eye on the costs for things like postage even if you do know the company name. If they’re asking for $50 postage to send you a free magazine, then you know something is up. Lastly, beware giving out too much personal information. There’s no reason a company giving away free shampoo needs your bank account details. Protect your private info and if you’re unsure, move on to the next freebie offer.