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Yes, There Really is a Freebie Santa Claus If you are a cynic when it comes to offers of free stuff, you are not alone. Everyone has had notions like “there is no such thing as a free lunch” and “if it sounds too good to be true then it probably is” drilled into their heads, and for good reason – these things often hold water. On the flip side, there ARE actually lots of places you can score some decent free stuff, if you know where to look and are willing to devote some time to hunting them down. The key to getting the best free stuff with the least amount of hassle is to stick with that healthy cynicism but to also dipping your toe in the freebie pool little by little. But why would anyone give stuff away for free? It is certainly an obvious question, but if you stop to consider it for a moment, you can see that companies actually have a lot of motivation to give away free stuff. After all, if they give you something for free, you are bound to have a little soft spot for their company, and when you are ready to part with some cash, their product may near the top of your list. Also, by giving away free things, companies can convince people to try new products. You might not want to try a new kind of shampoo if you have to pay for it, but you’d certainly be willing to give a free sample a try. You may end up loving it and switching to that shampoo for good, turning you into a paying customer. Another reason a company might give you free stuff is to complete market research. This is where getting free things can get a little complicated for some people because the products may not cost you money, but the offer may cost you a little time. A company might ask you to take a survey of your buying habits before they give you a free offer, or they may ask you to provide feedback on a regular basis as you try their product for free. Some people balk at the time commitment required here, but for other people, filling out some paperwork is a small price to pay for some free stuff. Of course, to convert you into a customer or to communicate with you about market research, a company will have to contact you, which is complicated area number two for freebie lovers. You will almost always be forced to hand over your email address in order to cash in on a free offer, and that is a recipe for opening your inbox up to a barrage of spam (many companies sell your email address to offset the costs of their free promotions, which means the number of people soliciting you can go through the roof very quickly). If you want to avoid this downside of freebie hunting, set up a special email address specifically for your freebie deals. That way all of your spam goes to this one address and your regular email you use with family and friends remains free and clear. One final note of caution about free stuff online: a lot of scammers have hit on the idea of using pretend freebie offers to solicit personal information about people or to convince people to send them money. Don’t send money, even for postage, to a company you don’t know and never, ever give out personal information online. No reputable company is going to ask for your social security number or bank account details for a freebie offer, so don’t hand them out to anyone. When in doubt, skip it and move to the next freebie.

The Many Faces of The Ghostwriting Professional (ghostwriting) Ghostwriting may seem distasteful to some writers, but it is the preferred profession for many writers. Some writers are more satisfied with the act of writing than have their name known by consumers. A ghostwriter is a writer who is paid to write books, articles, stories, and reports that are credited to another person. Ghostwriters have been used by many professionals, including celebrities, executives, and political leader. The writers are usually hired to draft or edit autobiographies, magazine articles, speeches, and other material. The ghostwriter is not always left out; they may sometimes be acknowledged by the author or publisher for assisting in creating the finished product. Ghostwriters have a very important role in the world, and there are many different types of ghostwriters, including nonfiction, fiction, political, medical, blog, and academic writers. Ghostwriters provide an important service to many of their clients. Some people hire ghostwriters to polish and edit a rough draft of their articles and books. If a ghostwriter is used to edit a book or article, most of the language in the finished product will be that of the credited author. Although, some books and articles could not be finished with the help provided by ghostwriting. Typically, ghostwriters are hired to write most of the work, using concepts and stories provided by the author who receives credit. A writer, who writes most or all of the work, will do extensive research on the client or their area of expertise. Ghostwriters always prepare a book or article with input from their client, and the credited authors may provide a basic framework of ideas at the outset, or may provide comments on the final draft of a project. Autobiographies are a common project offered to writers in the field of ghostwriting. When writing an autobiography, ghostwriters typically interview the client, their colleagues, their friends and family, and may also find interviews, articles and video footage relating to the client they are writing for. Ghostwriting may be needed for several reasons and may be needed by many types of people. In most cases, a ghostwriter is needed for a celebrity or public figure who does not have the time, discipline, or writing skills required to write and research an autobiography or other types of books. Publishers to increase the number of books that can be published each year by a well-known author may also recruit the writers. There are many types of ghostwriters, including the nonfiction ghostwriter. In ghostwriting, the nonfiction writer is used by celebrities and public figures that want autobiographies or memoirs published. Nonfiction ghostwriters may also be used to write “how-to” books, or used to write books for professionals in a certain field. Fiction ghostwriters are another type of ghostwriter, which are usually employed by fiction publishers. Political ghostwriters provide their ghostwriting services to public officials and politicians. These political figures employ ghostwriters to respond to the large volume of correspondence they receive. The writers typically draft response letters for the correspondence that is received. Medical ghostwriters are often hired by pharmaceutical companies to produce papers in medical and scientific journals on the outcomes of medications. Some physicians and scientists from academia may also be paid for the use of their name, which enhances credibility of the study. Many professionals have criticized the use of medical ghostwriting, but it is a common practice that seems to have no decrease in action. A web log or blog ghostwriter is one of the newest types of ghostwriters. Many blog operators use ghostwriters to help generate interest in their blog site. These ghostwriters are hired to post comments to their blog, while posing as others by using pseudonyms. This practice is used to generate more traffic and encourage more real posts. Academic ghostwriters are often used by university and college students, and are hired through essay mills to write entrance essays, term paper, and theses and dissertations. Ghostwriting is not desirable for many writers, but ghostwriters seem to provide a much needed service to the writing community.

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.