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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Software copyright statement A Software Copyright Statement Protects Current and Future Works If you have a site that is dedicated to the sharing and distribution of open source software it is a great idea to have a software copyright statement that explains the limits of use for your software as well as the limits of your responsibility for those uses. I also recommend getting an attorney to look over the statement before posting it just to be sure there are no legal issues that you may be unaware of. A software copyright statement doesn't have to be a 10 page booklet on the law or the protections that copyright offers, it should be a simple short paragraph stating the basics and hopefully covering your rear from litigation and/or responsibility should someone use the software you are allowing them to use for something insanely stupid or frighteningly criminal while establishing your ownership of the material and expectations of those you are allowing to use your creation. This for some is a no brainer because they've done it before and know the ropes. There are new software developers born and made each and every day and this type of software copyright statement may serve to save them a little grief of their own some day. If you are being kind enough to freely share the software you created with others, you'd like to think that they would at least return the favor of using it within the letter of the law or the manner in which it was intended. This, however, is rarely the case so protecting yourself, your copyright, and your future interests by posting a software copyright statement on your website is really the best way to go in a situation such as this. Trust me I'm not trying to talk anyone out of sharing his or her software with the world. I rather like open source software and admit to using it freely (no pun intended). I love saving money almost as much as I love playing around with new technology. Software allows me to do that and find likes and dislikes about all kinds of programs. Issuing a software copyright statement is one way of protecting your investment of time, effort, energy, and sheer brilliance in the making and design of your technological masterpiece. Hopefully that flattery will keep you going a bit longer at any rate. It is important to know that a software copyright statement is only part of the process required to protect your software but for the most part poses a significant deterrent to those that would abuse your copyright and/or your kindness in allowing the distribution of your software. Even if you are charging people for the use of your software (we are a nation of capitalists after all) you still need to protect the labor you have put into making not only the software but the distribution method, the website, the payment method and the thousands of other things that are part and parcel of the business model for your software distribution. Your software copyright statement is a very small protection for your software don't expect it to be the brunt of your protection. Most of the software developers, coders, and programmers (and any other name you wish to call them) that I know aren't as concerned nearly as much about associating their name with the products they create as they are with protecting future potential income from both the products they are currently designing and the future, improvements they will make to the software and the much improved finished product that comes later. By protecting all your work with a software copyright statement you are not only protecting current works but future works as well.

Free Blogging Resources to Save Money and Maximize Net Exposure Blogging is one of the new hot activities on the Internet. What is blogging might cross many peoples mind and to put that mind at ease, here a quick explanation s to what a blog is and what it does. A blog is a part of a web site or a website itself, where most commonly entries are displayed in reverse chronological order. It is a website where either news on certain subjects or personal entries can be made and then displayed and read by others. One important feature of many blogs is for readers to leave comments on the site. Currently there are more than 110 million blogs as per some of the blog tracker engines. Therefore blogs can be used for many different things; one of them might be to save money and to maximize net exposure. Many online web pages offer free web hosting space to people or offer a web blog that can be built into one’s own homepage. Blogs are a great tool to get feedback from friends, customers and anyone who visits the page. Blogs can help with net exposure due to the popularity of some blogs. There are two essential ways a blog can get popular and give one greater exposure. The one is the citation of the blog on certain major homepages visited by many, and the second is through affiliation. Whole blogging communities exist, where people almost chat with each other about certain topics. One can save money by using blogs that are offered for free or by actually boosting one’s own site on some of the popular blogs that allow such content in their text. Some of the blogs are used to post money saving tips on a regular base. These pages will post deals, finds and more in their blog for others to check out. These blogs are created and then added to by many. It is easy to find these blogs using one of the blogospheres. Blogoshperes, blog content search engines can help Internet users to find a blog with a content that they a re looking for. Major financial companies offer blogs for financial tips. This is a way to save money without having to have an own paid financial adviser, but the blog can act like one. Some of these financial blogs also offer help and assistance to people. It is a community of people that have had similar problems and where one can get help if necessary, Of course it is always dangerous to release too much information about oneself on the Internet, but when handled with caution, these blogs can be a great help for personal finances and for saving money. Blogs for saving money offer many categories. Some money saving tips on these blogs is about health care, baby products, student life, buying cars and more. These informative pages can help anyone who takes the time to read them save big bucks or even make money. Help is often given to people with these pages in the form of others that have experienced similar things, experts in the field or just general advice. Blogging is as easy as writing and e-mail and therefore can be done by anyone who has a working PC that is connected to the Internet. Blog generally offer an entry form and an option to read the entry before it is posted. There is also a way to respond to certain post by posting another blog entry. All the entries are generally public and available to anybody and therefore it is important to know that there are consequences and liability when writing blog entries. Even though some are anonymous, many blogs require the posters name.