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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Staying Computer Safe while Searching for Freebies on the Net Who doesn’t love the idea of getting something for nothing? Free stuff can bring a smile to anyone’s face, and the Internet is destination number one when you are looking for cash in on a few freebies. The downside of free stuff online is that if you aren’t careful, the free item could end up causing plenty of headaches and heartaches, not to mention a lot of cold, hard cash. If you want to score with free stuff online, make safety your number one priority by following these tips. First and foremost, treat your personal information like its cash. That might sound a little dramatic, but anyone who manages to steal your identity online is after one thing, and one thing only, your money and any addition money they can grab by cashing in on your credit. Protecting your name, address, credit card number, bank account number, phone number, social security number, and so on and so forth when you are registering for free offers is the first step to making sure you don’t get hustled when you’re just trying to enjoy a good freebie. That means that if you are asked for some personal information that you don’t feel comfortable handing out, let the freebie go. Likewise, make sure the site from which you are getting your free stuff has a privacy policy and that you know it, understand it, and can live with it. Speaking of that site that is handing out the free goods: just who are these people? If you were walking down the street and a shady looking person said they would give you a free DVD player if you followed them, chances are you would run the other way. Online, it is hard to tell the legitimate people from the people looking at you like a free lunch, but there are a few red flags you can look out for. Does the website look like it was thrown up in about 5 minutes, full of clip art and bad spelling? Is it hard to find information about where the website is registered, or where the business the website is supposedly promoting is registered? If the website purports to be affiliated with a certain brand you know, does it really look like it is, or does the logo look different/colors look off? If you can’t get a reasonable feel for who are dealing with online, don’t deal with them. Red flag number one? Asking for too much personal info should send you running. Another way to protect yourself is to build a virtual fortress around your computer. The net is filled with people who know how to walk right into your virtual home – your computer – and flip through everything you have on there, taking whatever they want. Many of these kinds of hackers draw you in by creating phony freebie websites. The way to keep them out is to keep your computer on lockdown. Make sure your firewall is stronger than you think it needs to be, and make sure it is always updated. Also, make sure you have antivirus software on the patrol for you and that you keep this software updated as well. Last but not least, keep those passwords in the vault, and make sure they are extra strong. No freebie website has any reason to ask you about the passwords for your accounts so don’t give them away – and don’t give them to anyone else online for that matter. Also, if you’re using your birthday or child’s name as password, don’t. Sure, it isn’t as easy to remember, but your password should be a random word and contain a collection of numbers and symbols as well. This will give you the extra layer of protection to make sure your online house is in order when you cash in on the freebies.

Can Job Sharing Boost your Employee Profile? Job sharing is one of the newer occurring work arrangements on the job market. It means that two or more people share one full time position. Most often it is two people that work part time on the same position. This kind of work sharing is a great invention for all parents that want to spend more time with their children or for people that are just not made for a full time job. Job sharing is a flexible job option that shares one person’s responsibilities between two people. So, can job sharing boost your employee profile? Yes, of course is the answer to that. The reasons why job sharing boosts your employee profile are widely spread. Job sharing can bring benefits not only to employees but also to employers and companies. Start by looking at the aspect of sharing your work. If you are sharing a full time position load with another person, pressure is less on you. You still have the same deadline, but the pressure is shared and you can work more efficiently on your work assignments. Less stress makes for a happier more relaxed employee that can tackle the work given to him or her easily. This makes the employee a more balanced person. The possibility to stay at home while still having a chance to be part of a company can further your career and keep your skills up to date and this makes for a well balanced worker. Another reason why job sharing might boost your employee profile is that two people working part time actually can get more work done as one full time employee. Why is that? Well, that is very easy. While the full time employee is very tired in the mid afternoon from his already long day, the person coming in for the second half of the day has had time to relax all morning long and therefore can start with new end fresh energy and thoughts on the shared work. Should the position not be shared in half days, but in each taking a few full days, then the people sharing the position are still more relaxed and motivated. They are able to be with their family, able to rest and regenerate or have fun with some of their favorite hobbies. Psychologists and researchers have long praised the effect that a fun family filled time and enough time to be you and relax can boost your employees’ work input as well as their efficiency. In countries where employees have fewer hours per week and more vacation days a year, the work output per person is in general higher and employees are happy and motivated and stay with their company for long periods of time, if not all the way up to retirement. Additionally, if you have a good amount of time off from work, you are most likely a very motivated and happy employee and your boss and fellow employees will see you as a positive person to be around at the work place. Being a leader and motivator is all that a boss can hope for and therefore, sharing the position can immensely boost your profile. For employers, there is also the consideration of your benefits. Some companies might not pay benefits to part time employees and two part time positions will save you money. In this case, your profile is simply boosted by the fact that your employer saves money. Although in some companies, there are benefits for part-time employees and those can be based on different facts, such as hours worked, full-time benefits and more. Before considering sharing your job and entering the world of part-time employment, make sure that this is exactly what you are looking for in a job. Once you are sharing your position, there might not be a way back to full time, at least not within your own company.