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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Copyright infringement case Learning Copyright Law through Copyright Infringement Cases Copyright infringement cases can be both costly and time consuming. Considering copyright infringement is something that isn’t as easily defined as theft or speeding, there are numerous copyright infringement cases that are changing the way copyright law is viewed in the United States of America. By reviewing a few of these copyright infringement cases, you’ll be able to get a better idea of what is, and is not, acceptable use of copyrighted works. As a forward, however, you’ll need to know a little bit about copyright law. Most copyright lawsuits are brought to the courts because a copyright owner has found their copyright is being used outside the copyright laws. This usually means that the copyright holder hadn’t been asked for permission to use the work, or if they had, that the work is not being used in an agreed-upon context or they have not been paid royalties. The copyright infringement cases, listed below, give a sampling of what goes to the Supreme Court in copyright infringement. Feist Publications v. Rural Telephone Service Co (6th Cir. 1996) This copyright infringement case was brought upon the Supreme Court in 1996 regarding the copyright of a database. The supreme court, in this instance, decided that compilations of data (such as in a database) are only protected by copyright when they are “arranged and selected in an original manner.” Although the level of originality needed to make the database copyright-able is not very high, the pages of a directory such as a phone book are not protect-able because the data contained therein is arranged geographically, then alphabetically. Because of this, the data was not original enough to warrant a copyright infringement charge, and the competing telephone company was allowed to tap into their competitors’ database and use that data in their own work without liability. Princeton University Press v. Michigan Document Services, Inc (6th Cir 1996) This case has to do with the ‘fair use’ law, which is defined in the Copyright Act of 1976, 17 U.S.C. § 107. In this case, a photocopying service was sued for copyright infringement for making ‘course packs’ for the University of Michigan. In this case, a course pack was a group of reading materials assigned by a professor – then the course pack was bound together by a professional copy shop. In the fair use system, there is a system available for payment of copyright fees to publishers whose works are used in course materials, the printing shop owner refused to pay the copyright cost. When it went to the Supreme Court, they analyzed the fair use code and found that it was NOT fair use, and the printing shop had to pay the copyright costs. As you can see, copyright infringement cases are cases in which someone violates the rights of a copyright owner, as provided by 17 USC §106, or of the author as provided in §106A. These copyright infringement cases can be taken to either criminal or civil court, and can carry with it a hefty fine. Copyright infringement cases are brought upon people who violate copyrights every day. In recent times, you’ll find many copyright cases in relation to electronic copyrights – such as those you’d find on a website or PDF file, as well as other digital media such as music and audio files. It’s probable that you’ve seen copyright cases brought against the common person – such as a child or family – for downloading digital music in the form of MP3s. In the current internet age we’re in, it’s not surprising to see so many music and video copyright cases brought to us because of peer to peer file sharing made possible by the internet. You can be certain that until people know the rules of copyright, and downloading copyrighted material from the internet that we’ll see many more copyright cases.

Free Blogging Resources to Save Money and Maximize Net Exposure Blogging is one of the new hot activities on the Internet. What is blogging might cross many peoples mind and to put that mind at ease, here a quick explanation s to what a blog is and what it does. A blog is a part of a web site or a website itself, where most commonly entries are displayed in reverse chronological order. It is a website where either news on certain subjects or personal entries can be made and then displayed and read by others. One important feature of many blogs is for readers to leave comments on the site. Currently there are more than 110 million blogs as per some of the blog tracker engines. Therefore blogs can be used for many different things; one of them might be to save money and to maximize net exposure. Many online web pages offer free web hosting space to people or offer a web blog that can be built into one’s own homepage. Blogs are a great tool to get feedback from friends, customers and anyone who visits the page. Blogs can help with net exposure due to the popularity of some blogs. There are two essential ways a blog can get popular and give one greater exposure. The one is the citation of the blog on certain major homepages visited by many, and the second is through affiliation. Whole blogging communities exist, where people almost chat with each other about certain topics. One can save money by using blogs that are offered for free or by actually boosting one’s own site on some of the popular blogs that allow such content in their text. Some of the blogs are used to post money saving tips on a regular base. These pages will post deals, finds and more in their blog for others to check out. These blogs are created and then added to by many. It is easy to find these blogs using one of the blogospheres. Blogoshperes, blog content search engines can help Internet users to find a blog with a content that they a re looking for. Major financial companies offer blogs for financial tips. This is a way to save money without having to have an own paid financial adviser, but the blog can act like one. Some of these financial blogs also offer help and assistance to people. It is a community of people that have had similar problems and where one can get help if necessary, Of course it is always dangerous to release too much information about oneself on the Internet, but when handled with caution, these blogs can be a great help for personal finances and for saving money. Blogs for saving money offer many categories. Some money saving tips on these blogs is about health care, baby products, student life, buying cars and more. These informative pages can help anyone who takes the time to read them save big bucks or even make money. Help is often given to people with these pages in the form of others that have experienced similar things, experts in the field or just general advice. Blogging is as easy as writing and e-mail and therefore can be done by anyone who has a working PC that is connected to the Internet. Blog generally offer an entry form and an option to read the entry before it is posted. There is also a way to respond to certain post by posting another blog entry. All the entries are generally public and available to anybody and therefore it is important to know that there are consequences and liability when writing blog entries. Even though some are anonymous, many blogs require the posters name.